A man said this his credit card was stolen, but he decied not to report it because the thief was spending less than his wife did.
A lot of frustration in marriage can come from a failure or inability to communicate well about money. Learning how to be on the same page in relation to finances can be a challenge. It takes time and energy to talk about these issues, but it must be done.
Ray Ortland says "Usually what wrecks married couples isn't the 'high cost of living', but the 'cost of living high'".
We are often caught in the cultural trap of buying things that we cannot afford. We create our own financial trouble by failing to be content. This frustrates our relationships. It often stops us from giving.
Any practical tips for effectively managing money?
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2 comments:
For about 3 months a few years ago, Chris & I recorded every penny of our grocery bill to get an idea of how much we were spending, on average, on groceries per month. You could do that with any expense, or a few expenses at a time to see where exactly your money is going.
I mentioned this last night, but making some financial goals is helpful (i.e., we want to be saving/giving $X per month). Also, monitoring your accounts is important as well. I check our balances daily to make sure we are spending within our income.
Also, giving one another grace when one screws up is critical. there have been a couple of times where I miscalculated and we ended up overdrawn and Chris was merciful towards me. I really appreciated his patience and it actually built up our marriage instead of weakened it.
Thanks. I think these are some great ideas.
I like how you ended about grace in a mistake actually strengthened your relationship.
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